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What is Credit Counseling?

Credit counseling provides information to help those with overextended credit learn how to gain control of indebtedness. When you speak with one of our knowledgeable counselors regarding your situation, there is absolutely no cost or obligation for this consultation, and all information is strictly confidential.

What is the 501 Plan?

If your credit card debt has become too large, the 501 Plan will help you learn how to avoid defaulting or filing bankruptcy, while preserving or re-establishing good credit.

ACA Financial Literacy Program

American Credit Alliance offers a 12 part course that will help you improve your credit score. This is what separates ACA from other agencies.

For more information about this program, CLICK HERE.

NetSpend-Card
NEW!  NetSpend Prepaid Visa Budget Card
 — A smarter way
to manage your money!

To learn how to get your Budget Card, CLICK HERE.