Consumer Links

Mortgages:

List of Association of Reverse Mortgage Lenders
www.reversemortgage.org

Mortgage Calculator’s
www.interest.com

Bankrate:
Provides financial calculators, rates etc.
www.bankrate.com

Insurance Guide:
Home Insurance coverage
www.insure.com

Fannie Mae:
Approved Lenders List, defaulted loans etc.
www.fanniemae.com

Freddie Mac:
Information on how to get help for Federal Mortgage Loans
www.freddiemac.com

Home renting:

Provides information and forms for how to rent a home or rent out a home.
www.uslegalforms.com

Housing and Urban Development (HUD)
Information on HUD housing & Section 8
www.hud.gov

Pennsylvania Housing Finance Agency (PFHA)
Provides affordable housing for older adults, families of modest means, and persons with disabilities.
www.phfa.org

Utilities & Assistance Programs:

NJ Natural Gas:
HEAP (Home Energy Assistance Program)
– Provides rebates on the purchase of Gas Heating Systems and or Gas Water Heaters.
– Helps meet heating costs
www.njliving.com

LIHEAP:
(Low Income Home Energy Assistance Program)
www.acf.dhhs.gov/programs/liheap

Food Stamps:
www.fns.usda.gov/fsp/

For Consumers …
Federal Trade Commission (FTC)

Government agency to report the following

Identity Theft – Fraud – Creditor Harassment etc.
www.ftc.gov

Bank Checking Account:
Helps and Teaches how to maintain a checking account
www.aboutchecking.com

Bank Rates:

Provides the following

– Interest Rates
– Financial Calculators
www.bankrate.com

Credit Reporting Agency

Experian: www.experian.com

Equifax: www.equifax.com

TransUnion: www.transunion.com

Do not call list:

Prevents Telemarketers from calling you
www.donotcall.gov

Seniors:

AARP:
www.aarp.org

Social Security
www.ssa.gov

Free Tax Site:
To find a Free tax preparation site near you
IRS – Certified volunteers will prepare and e-file your taxes. (Federal and state)
www.phillyfreetaxes.org

Score: Service Corps of Retired Executives
Provides volunteers and education to help small businesses
www.score.org

Medicare:
www.medicare.gov

Eldercare Locator:
Assists in finding state programs
www.eldercarlink.com

Medical Resources:

American Diabetic Foundation
Provides free medical supplies for teachers and social workers
www.americandiabetes.com

PHRMA (Pharmaceutical Research & Manufacturers of America)
Provides free directory of drug assistance program.
www.phrma.org

Medicare
www.medicare.gov

National Institute for Mental Health
www.nimh.nih.gov

Needy Meds – List of information about prescriptions programs
Help to get free or discounted prescriptions
www.needymeds.com

Directory of Drug Assistance Programs
Phamaceutical Research & Manufacturers of America
www.phrma.org

Needy Meds – Source to help get free or discounted prescriptions.
www.needymeds.com

Student Loans:

New Jersey Higher Education Student Assistance Authority (HESAA)
– Student Loan Repayment
– Default Prevention
www.hesaa.org

Loan Locator:
www.studentclearinghouse.org

US Department of Education
www.ed.gov

Veterans Education Benefits
www.gibill.va.gov

New York Higher Education (HESC)
Hesc Default Unit
www.hesc.com

Pennsylvania Higher Education
www.pheaa.org

Sallie Mae
Private Student Loans, Stafford & Plus Loans.
– Check loan Status
– Loans for Undergrads
www.salliemae.com

Help Lines:

Debtors Anonymous:
www.debtoranonymous.org

Gamblers Anonymous:
www.gamblersanonymous.org

Narcotics Anonymous:
www.narcoticsanonymous.org

Suicide Hotline:
www.suicidehotlines.org

Pal Source:
Links to various local social services
(Red Cross, United Way etc.)
www.palsource.org

Benefits:

US Department of Labor – Information regarding:
– Unemployment Benefits
– Insurance
– Locating a Job, etc.
www.doleta.gov/layoff